make the most of your dental insurance benefits

Make Sure to Use Your Dental Benefits Before They Expire: Use It or Lose It

September 10, 2024
Dental Insurance

It’s important to keep in mind the “use it or lose it” guideline regarding your dental insurance as the end of the year draws near. Any unused benefits under your dental insurance policy that run on a calendar year basis will run out on December 31st. This indicates that if you have been putting off your dental visits, it is now or never.

You run the danger of losing both important coverage and the chance to take care of little dental problems before they get worse if you don’t use your benefits. Maintaining optimum oral health and averting more serious issues down the road require routine examinations, cleanings, and preventive care. Here’s why it’s best to book your dental appointment as soon as possible.

Why You Should Book Your Dental Appointment Now?

Beyond just making your schedule difficult, procrastination can have negative effects on your finances and health. Many people rush to use their benefits as the year comes to an end, only to discover that their preferred dentist clinic is completely booked. Think about these justifications for moving swiftly to prevent this:

  1.     Prevent Losing Benefits: In most cases, benefits are not carried over to the following year by dental insurance policies. They will be forfeited if you don’t use them, and you will be liable for any expenses that would have been paid.
  2.     Avoid the Year-conclusion Rush: Dentistries frequently witness a spike in appointment requests as the year comes to a conclusion. Making a reservation in advance guarantees your place and relieves the pressure of rushing through scheduling.
  3.     Avoid Higher Costs: Taking care of dental problems early on will help you avoid later, more costly treatments. Early treatment of minor issues like cavities can prevent more serious, expensive operations in the future.
  4. Make a Comprehensive Treatment Plan: If you’re thinking about getting significant procedures like dental implants or cosmetic improvements, get started on the process as soon as possible.

 By taking these precautions right now, you may control your dental costs in addition to safeguarding your oral health. Plan your appointment as soon as possible to take full advantage of your insurance before your benefits run out.

How to Maximize Your Dental Insurance Benefits?

It may seem difficult to get the most of your dental insurance coverage, but it doesn’t have to be. The following simple advice will help you make the most of your plan:

  • Schedule Routine Cleanings and Exams: Most plans cover two cleanings per year. If you’ve only had one, book your second appointment before the year ends.
  • Address Minor Issues Promptly: If you need fillings or other minor treatments, use your benefits now to avoid more costly procedures in the future.
  • Make Use of Preventive Care: Insurance frequently pays for procedures like dental sealants and fluoride treatments, which can help keep your teeth from decaying.
  • Get Ready for Big Procedures: If you need major procedures like crowns or bridges, getting started soon will help you finish the work before your benefits run out.

The Risks of Delaying Dental Care

Neglecting to use your dental benefits can have serious consequences for your oral health. Delayed care can allow small issues to grow into significant problems, resulting in discomfort and higher costs. Regular dental visits are essential for maintaining your dental health. Here’s how delaying care can impact you:

  • Worsening Cavities: A small cavity can develop into a more severe issue requiring extensive treatment if left untreated.
  • Progression of Gum Disease: Early-stage gingivitis can become more severe if not addressed, potentially leading to periodontitis and tooth loss.
  • Increased Risk of Tooth Loss: Plaque and tartar buildup that isn’t regularly cleaned can weaken your teeth over time, increasing the risk of tooth loss.
  • Higher Future Costs: Early detection and treatment of dental problems can prevent the need for costly procedures later on.

Don’t Let Your Dental Benefits Expire!

At Indland Choice Dental, we urge you to take full advantage of your dental insurance benefits before they expire. By scheduling your appointment now, you can save money, avoid potential dental issues, and ensure a healthy smile for the future. Contact us today to book your visit and make the most of your benefits. Remember, your best smile is just an appointment away!